We don’t write often on the topic of money. We leave that to the expert in personal finance, Dave Ramsey (who just happens to require all staff to read the QBQ! book). But, money touches every area of our lives, so sometimes, writing about money just can’t be helped.
Recently, I held a phone call with Jerry, a 51-year-old seasoned sales executive who is extremely frustrated and unhappy at work. Though our call wasn’t supposed to be about personal finance and money—it was.
- Jerry, who travels extensively, is hounded by Horrible Boss to know where he is. Can you say “micromanagement”?
- Horrible Boss emails on Sundays demanding answers—now.
- Phone calls (and emails) with Horrible Boss are laced with sarcasm, criticism, and arrogance.
- Horrible Boss is always right and never wrong.
- When Jerry submits written sales plans, Horrible Boss—who has no sales experience—rewrites them, creating confusion for all.
- Horrible Boss doesn’t ask Jerry his opinion but does tell Jerry how to do his job.
- Believe or Leave: If you no longer believe in your organization and the people you work with, it’s time to go. Right out of that little QBQ! book.
- If you stay, know you’re choosing to stay. No one is making you stay.
- We can only change ourselves, so don’t plan on changing this man.
- The longer you put up with this, the less dignity you’ll have. #Ouch
- Use The Ultimate QBQ: “How can I let go of what I can’t control?”
The Real Problem and How It Relates to Personal Finance
After sharing those principles, all of which Jerry bought into, I made this specific suggestion:
“Jerry, the first action I would take is to draw a boundary by informing your boss you won’t be responding to emails on Sunday because that’s family time.”
With no hesitation, Jerry stated, “He’d fire me.”
So I asked, “Well, can you afford to lose your job today?”
No Options, No Financial Freedom
Dave Ramsey teaches us to have an “emergency fund” of three months income for the unexpected, like a job loss, car transmission failure, medical crisis, or for that water heater that dies in January.
Having No Options …
- Means feeling trapped.
- Is a tough way to live.
- Hurts me and those around me.
- Causes emotional pain and stress.
- Equals living with no freedom.