Did you hear our Broncos won Super Bowl 50? Well, the next day there was a scramble for championship jerseys here in Denver. Miller daughter Molly—Child #4 of 7—ran to Dick’s Sporting Goods and grabbed one for hubby, Ricardo.
But it was too small. When she returned it, the jerseys were gone.
So just the other day Molly popped onto eBay and found one. She bid, waited—and got it! Whoo hoo! Her real excitement, though, was evident when she said this:
“And, Dad, I made a profit of $9!”
I chuckled. “Profit”—that’s funny.
Most people might say, “And on eBay it was $9 less”—or something like that. But not Master Money Manager Millennial Molly … Cardenas.
Originally the youngest of four till Karen and I adopted three girls below her in age, and the child who NEVER got a joke growing up, we NEVER thought she’d be the one to someday:
1. Turn a phrase in a way that would make us laugh
2. Manage money like one who lived through The Great Depression
Personal finance expert, Dave Ramsey, says people who do well with their money “bother to bother.”
In other words, they practice PERSONAL ACCOUNTABILITY by knowing where their money comes from, how much is coming in, and exactly where it goes—month in, month out.
Since Ricardo and Molly married almost four years ago, we’ve watched this now 25-year-old blossom into a money manager that any fiscal conservative and Dave Ramsey follower could learn from.
And that’s a good thing.
With “Cardo” heading into the ministry and Molly serving as an athletic trainer for a faith-based school, they’ll probably never be “rich.” But with Baby #1 due May 1st, they’re rich in other ways—and it’s a good time to bother to bother.
And she does. I mean, who else would spend ten minutes passionately showing me how the modern-day, new-fangled CLOTH diaper works???
(One that retails for $11 but she got for $1.50 using points and coupons!)
See photo and know this: Miller grandchild #6 might be the first whose diapers this grandpa won’t be bothering to change.
How are you doing with your money? Feel free to share!